Welcoming the First Credit Opportunity on the addy platform
On August 30, we will introduce the very first credit opportunity onto the addy platform. This exciting development opens new doors for our community of investors, offering a unique opportunity to diversify their portfolios and participate in real estate ventures in a novel way.
What is addy Credit?
Unlike traditional equity investments where investors invest in the equity stack that can be considered higher risk, investing in a debt property means investors provide financing for a real estate project in the form of a loan. Essentially, investors become lenders rather than equity investors, earning interest on their investment as the borrower repays the loan.
Why Introduce Credit opportunities?
At addy, we are committed to expanding investment opportunities that cater to various investor preferences and risk profiles. Credit investments provide an alternative avenue for those seeking fixed income-like returns with potentially lower risk compared to equity investments. They offer more predictable cash flow through regular interest payments and provide a way to participate in real estate without the complexities of property management.
How does it work?
Investing in a credit opportunities presented by Issuers through the addy platform is straightforward. Through the platform, Issuers present detailed information including the financials, loan terms, and the borrower’s background. Investors can review these details and decide if the investment aligns with their financial goals and risk tolerance.
Once an investor commits to funding a credit opportunity, they contribute a portion of the total loan amount alongside other investors on the platform.
Benefits of investing in credit opportunities through the addy platform:
- Diversification: Access a new asset class within real estate, spreading risk across different types of investments.
- Stable Returns: You can earn predictable interest income throughout the loan term, providing a steady stream of cash flow.
- Accessibility: Participate in real estate projects with lower minimum investment requirements compared to traditional property ownership.
- Transparency: Gain insights into each investment opportunity, empowering informed decision-making.
For a full list of common FAQs about addy Credit, visit this page.
Looking Ahead:
As we debut the first credit opportunity from an issuer (details coming soon to addy members), we are excited about the possibilities it brings for our community of investors. This milestone underscores our commitment to innovation and inclusivity in real estate investing. Whether you are a seasoned investor or exploring opportunities for the first time, addy is committed to providing a wide range of investments opportunities to fit different risk profiles.
Stay tuned as we continue to expand our offerings, providing more ways for you to invest achieve your financial goals through real estate. Join us as we pave the way for a new era of accessible and transparent investing.
Thank you for being part of the addy community.
Become an addy member:
*All investment transactions are reviewed and approved by an Exempt Market Dealer. The details are available within each investment opportunity presented by an issuer.
First Ever Credit Opportunity
What are the rates paid ? Paid monthly? How long is the term ?
Yes, paid monthly. All details are within your addy account including the term, rates, etc. Log in and check out the Lina at QE Park.