What is a hard money loan?

Hard money loans are asset-based loans, meaning the loan is secured by the value of a real estate property rather than the borrower’s creditworthiness. These loans are typically short-term, ranging from 6 months to 3 years, and are often used for projects such as fix-and-flip, bridge financing, or real estate development.

Unlike traditional banks, all you need to qualify for a loan a Hard Money Loan is to own your home. We make the process as quick and easy as possible. Applying for a loan with us won’t affect your credit score.

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